eCommerce website owners need to be able to accept credit card payments online. With the help of a merchant account and credit card payment gateway, eCommerce website owners can give their customers the option to purchase goods with the click of the mouse, at any time, day or night.
eDirectHost can provide you with an internet merchant account and the ability to accept credit cards online, no matter how small or how large of a website you have. Apply Now or Compare our rates below:
Service
Industry Standard
eDirectHost
Merchant Account Application Fee
$95-$250
Non-Refundable
FREE
Setup Fee
$49 - $150
FREE
Internet Processing Software with Web Terminal
$195-$495
FREE
American Express Setup Fee
$25-$50
FREE
Average Approval Time
1 - 2 Weeks
3 Days
Internet Discount Rate
2.95%
2.1% (NEW LOW RATE)
Internet Transaction Fee
35-50 cents
per transaction
25 cents
per transaction
Monthly Minimum
$25-$50 per month
$10 Per Month
Monthly Statement Fee
$12-$20 per month
$10 Per Month
Monthly Gateway Fee
$35-$45 per month
$15 Per Month
Merchant Account Rate Comparison (Internet Only)
This
Information Was
Customer Must Login To PayPal to Process Credit
Card Transaction
Customer Processes Credit Card within Website
Shopping Cart
Customer Processes Credit Card within Website
Shopping Cart
Updated
on 2-1-2007
One
Time Up Front Cost
PayPal
PayPal Pro
Catalyst Plus
Application
Fee
$0
$0
Setup
Fee
Gateway
Fee
$0
Virtual
Terminal
Processing
Fee
Visa/Mastercard
$0
$0
$0
American
Express
$0
$0
$0
Discover
$0
$0
$0
Total
$0
$0
$0
Monthly
Costs
Statement
Fee
$0
$10
Gateway
Fee
$0
$15
Monthly
Minimum *
$0
$10
Flat Monthly Fee
$0
$20
$0
Total
$0
$20
$25 - $35
Credit
Card Fees
Visa
/ MasterCard
Per
Sales Transaction % Charge
2.90%
2.90%
2.10%
Per
Sales Transaction Fixed Charge
$0.30
$0.30
$0.25
American
Express
Flat
Monthly Charge
$0.00
$0.00
$5.00
Per
Sales Transaction % Charge
2.90%
2.90%
$0.00
Per
Sales Transaction Fixed Charge
$0.30
$0.30
$0.25
Other
Hidden Charges
Charge
Back Fee ***
$0
$0
$15
ACH
Return Fee ****
$0
$0
$15
Termination
Fee *****
$0
$0
$0
*Monthly
Minimum - If You Don't Process This Amount In A
Month Then You Are Charged This Amount
**Charge
Back Fee - This is not a refund fee but is charged
to you if your customer decides to return a product without contacting you
and forces a refund through their credit card company.
*** ACH Return Fee - At
the end of the month the Merchant Bank will attempt to withdraw it's fees
from your bank.If you don't have the
money required they will charge you this fee and try again
**** Termination Fee -
Charge to you when you cancel your merchant account within first 6 Months or
First Year.
